Short Term Loans

If you're looking for short term cash, an affordable loan from Celtic Credit Union be the answer you're looking for.

Our approachable team will take time to understand your circumstances, look at your budget and lend you what you can afford to repay.

Apply Now
Maximum Loan Amount :
Maximum Loan Term :

£

Term

Repayment Frequency
£
APR
42.6%
# Repayments
Total
£
APR
42.6%
# Repayments
Total
£
APR
42.6%
# Repayments
Total

*APR= Annual Percentage Rate. Whilst every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made. This web page is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Loans are subject to approval. Terms and conditions apply.

If you need to get money quickly, please fill in our online loan application form, or call us for help.

Thank you for calling me back when you said you would and promptly dealing with all of my queries. I am thoroughly happy with the excellent level of service you have provided.

Natalie from Port Talbot

Fair loans, without nasty surprises

At Celtic Credit Union, all of our loans are set at a fair interest rate, so they don't cost you the world.

We don't believe in hidden charges or fees so, even if you want to pay your loan off early, you won't be caught out.

Become a Member

Interested in becoming a member of Celtic Credit Union? Click on the link below which outlines the documents required to set up an account.

Apply Online via Online Banking, or speak to us in branch.

*Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Membership has many benefits

Flexible & Convenient Loans

Members can take out flexible loans after joining, and repay with tailor-made schedules. All our loans are fully insured (for free), against disability or death.

Quality Service, No Fees

You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.

Pay by Direct Debit

Arrange a Direct Debit payment from your bank and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions.

See how your Credit Union Stacks up

Look at how different the costs of a £300 loan repaid over 3 months from Celtic Credit Union are compared to typical payday lenders

Celtic Credit UnionCeltic Credit UnionSatsuma LoansProvident
APR19.6%1261.0%1557.7%
Weekly Repayment£23.64£33.03£33.00
Total Interest£7.29£129.26£129.00
Total Repayable£307.29£429.26£429.00