Why Choose Our Consolidation Loan?
Lower Monthly Payments
Potentially reduce your overall outgoings
Simplified Budgeting
One payment, one due date
Improved Credit Score
Stay on top of repayments
Financial Confidence
Take charge of your money with clarity and ease
Maximum Loan Term :
42.6%
*APR= Annual Percentage Rate. Whilst every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made. This web page is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Loans are subject to approval. Terms and conditions apply.
Loan Features
- Borrow £1,000 to £15,000
- Flexible repayment terms from 12 to 60 months
- Competitive interest rates tailored to your circumstances
- No hidden fees or early repayment penalties
- Fast decisions—typically within two working days
- Friendly, local service from your community credit union
Applying is simple! Visit your local branch, call us, or apply online to get started. Our team is here to guide you through every step and help you make informed choices about your green investment.
Become a Member

Interested in becoming a member of Celtic Credit Union? Click on the link below which outlines the documents required to set up an account.
Apply Online via Online Banking, or speak to us in branch.
*Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Membership has many benefits
Flexible & Convenient Loans
Members can take out flexible loans after joining, and repay with tailor-made schedules.
Quality Service, No Fees
You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.