Over 50 people keep Celtic Credit Union running smoothly. Our fabulous team of staff and volunteers are understanding, helpful and knowledgeable when it comes to personal finances. 

The Management Team

Photo of Malcolm Packer - Chairman

Malcolm Packer


Malcolm is a retired engineer who trained initially at the Metal Box in Neath, and enjoyed a long and successful career working overseas in the West Indies, Italy and Greece, as well as in the UK.

Malcolm was appointed to the Board of Directors at Elim Housing Association in Bristol before returning to Neath where he volunteered with the Citizens Advice Service for over 5 years prior to joining Neath Port Talbot Credit Union – initially as a volunteer, then a Board Member and now as our elected Chairman.

Steve Mallinson

Chief Executive

Steve has over 45 years’ experience in the finance & property management sectors - spending 30 years at Halifax Building Society as a successful Branch, City and Area Manager.  After taking early retirement in 2000, Steve joined a property management business where his management expertise delivered extraordinary growth over a 10-year period.

Steve joined Neath Port Talbot Credit Union in 2011, becoming Chief Executive in 2015, guiding the organisation through a period of exceptional success and growth.

In his free time, Steve enjoys oil painting and is an avid classic car enthusiast.

Photo of CEO - Steve Mallinson
Photo of Les Hughes - Financial Control Officer

Les Hughes

Chief Accountant

Les has been an accountant for almost 50 years. He became a Chartered Certified Accountant in the early 1970s and within 10 years had achieved his Fellowship (FCCA) qualification. He has extensive experience working in a senior capacity at companies Including Alcoa, Wall Colmonoy and Hyder Consulting. He joined the Credit Union in 2006 and has overall responsibility for all accounting matters and the preparation of Annual Accounts for our external auditors - who hold him in very high regard.

In his spare time, Les is a keen walker and has been Chairman of a local independent walking group for over 15 years. He also enjoys rugby and follows the Ospreys whenever he can.

Julie Mallinson

Business Development Manager

Julie has worked in finance and business development for over 35 years, with experience in the private, public and academic sectors.  After 15 years in senior roles at Halifax Building Society, she subsequently has worked with a range of companies developing staff training plans & advising on project funding.

Business Development Manager since 2013, she oversees the organisation’s extensive Schools and Communities programmes and builds relationships between the credit union and the business and third sectors.

Julie is a Local Authority Appointed Governor at Cwmtawe Community Comprehensive School and has been a Magistrate for over 15 years – she is a member of the West Glamorgan Bench.  She also enjoys gardening, cooking, singing and musical theatre.

Photo of Julie Mallinson

All of our team are approachable and supportive - and brimming with knowledge and experience.

They've seen it all before and are easy to talk to so, if you're looking for help with your finances, why not get in touch for an appointment, and come in for a chat.