Team

Julie joined Celtic Credit Union in 2013 as Business Development Manager following a long career in the financial and further education sectors.  Her experience has helped to establish and develop business relationships with large, medium and small companies in the public, private and third sectors.  She also regularly participates in government initiatives to address financial exclusion and high-interest debt.  She has been instrumental in developing and delivering schemes to promote financial awareness in young people and is keenly aware of the many and varied issues that face families and individuals in communities across South Wales, not only financial exclusion, but also crime and anti-social behaviour.

In August 2025 she took over the position of Chief Executive and looks forward to continuing the CCU mission to offer fair, accessible, and ethical financial services to even more people in the years to come.

Julie is Vice Chair of the Governing Body at Cwmtawe Community Comprehensive School and has been a Magistrate on the West Glamorgan Bench for over 20 years.  She also enjoys gardening, cooking, singing and musical theatre.

Clive has over 35 years’ experience working in the education sector, including the Careers Service and - for the last 24 years - in Further Education.  He has full time lecturing experience in Business Administration and Marketing and is a qualified Assessor for NVQ Business Administration qualifications.

Clive is a skilled and experienced administrator and as Celtic Credit Union Secretary brings to the Board specialist expertise in project management, procurement, financial management, governance, and external funding.

As well as his role with CCU, Clive is also a volunteer/trustee with a number of other charities in the Neath area and is an enthusiastic advocate for people and community development.