Swansea Bay Credit Union

Need a helping hand getting by until Payday?

Our affordable loans will help take the sting out of your cashflow

I need a loan

Family worrying about finances

Make sure you can cope with life's speed bumps

With a range of savings accounts to suit everyone, you can be confident you can handle the unexpected

I want to start saving

Why join a
Credit Union?

  • We are different
  • We are owned and controlled by our members
  • Have no external shareholders taking profits
  • Provide market beating savings rates
  • Offer fair and reasonable loans
Photo of Michael Sheen, Actor

I opened my account in 2016 because I wanted to support my local credit union and invest in a fairer, social economy in Neath Port Talbot.  It's about strengthening our community and helping it to grow.  

I would encourage everyone to open an account with their local credit union and help the growth of responsible, locally accessible credit.” 

Michael Sheen, Member of Neath Port Talbot Credit Union

"If it was not for Neath Port Talbot Credit Union I do not think that I would have managed to save and pay for my wedding as well as a lovely 14 nights away in Mauritius for my honeymoon.

The staff in the office are really approachable and it’s been great getting to know the team.  They are always ready to offer help and advice."

Saskia Matthews from Port Talbot

Latest News

Essential IT Upgrade - We are upgrading our IT in order to improve services to all our members. This means that our Swansea and Port Talbot branches will be closed on Friday 2nd July. The Neath branch will remain open, as well as our telephone service and online services. There will be a further closure on Wednesday 7th July.… Continue Reading
BANK TRANSFERS 09/06/21 – Updated 9.15pm - Update: 09/06/21 @ 9:15pm Dear Members, The Lloyds commercial banking situation has been resolved and all payments requested today should be processed accordingly. Posted: 09/06/21 @ 4.45pm Dear Members, Lloyds Commercial Banking is unavailable due to their systems being down. All Bank transfers requested today have been processed but not released.  We are monitoring this… Continue Reading
Bank Holiday 31st May 2021 - Dear Members, All Celtic Credit Union offices will be closed on Monday 31st May 2021 due to the bank holiday. We will be open as normal on Tuesday the 1st June 2021 from 9.30am - 4.30pm in Neath & Port Talbot.  The Swansea branch will be open from 9.30am - 1.00pm on Tuesday 1st June… Continue Reading
Bank Holiday 3rd May 2021 - Dear Members, All Celtic Credit Union offices will be closed on Monday 3rd May 2021 due to the bank holiday. We will be open as normal on Tuesday the 4th May 2021 from 9.30am - 4.30pm in Neath & Port Talbot.  The Swansea branch will be open from 9.30am - 1.00pm on Tuesday 4th May… Continue Reading
Update for 30th April & 12th May 2021 - Due to Covid related restrictions, we are unable to carry out the essential IT upgrade that was scheduled for the 30th April & 12th May.   Therefore all branches will be open as normal on these days along with full phone service.   Further updates will be available in the future.   We apologise for… Continue Reading
Important Notice! 30th April & 12th May 2021 - We will be carrying out an essential IT upgrade which will improve services to all members.  For us to carry out this essential upgrade we will need to make some changes to our branches. On the 30th April 2021. Our branches in Port Talbot and Swansea will be closed all day. Our branch in Neath… Continue Reading
Virtual AGM Meeting March 4th 2021 - Our first virtual AGM took place online on Thursday 4th March at 5.00pm At this meeting the Chief Executive was able to report positively on the activities of Celtic Credit Union over the last 12 months trading period.  It had been a successful year despite the challenges caused by the Covid-19 Pandemic and ongoing national… Continue Reading
Annual General Meeting 4th March 2021 - Notice of Annual General Meeting The AGM of Celtic Credit Union Ltd (trading as Neath Port Talbot Credit Union and Swansea Bay Credit Union) will take place on Thursday 4th March 2021 at 5.00pm IMPORTANT NOTE Due to Welsh Government restrictions as a result of the Covid-19 pandemic this meeting will take place online. If… Continue Reading
Child Benefit Changes 22nd February 2021 - Are you in receipt of Child Benefit? Does it come into your Credit Union Account? From 22nd February  Your Child Benefit reference will change because it will now be paid by HMRC and not the DWP We want to make sure this happens smoothly, so please speak to a member of staff to find out… Continue Reading
Security Checks - Celtic Credit Union New Security Checks 2021 Beginning on 4th January 2021 we will begin introducing additional security checks on all transactions These checks will be fully enforced from 1st February 2021 The additional measures are for your financial security and to protect against fraud.  Please bear with us on your next visit whilst we… Continue Reading