Debt Guidance

Are you struggling with debt, or having problems managing your money?

Although we aren't a debt management company, there may be more options than you'd think to help you cope and get you back on track.

So, before you do anything else, come and chat to our friendly team and see what we can do to help.

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Don't let things get of hand

If you're struggling to cope with your finances, don't stick your head in the sand.

Celtic Credit Union has masses of experience in dealing with people with financial problems. We've an understanding, sympathetic ear, we're independent and non-judgemental - and we genuinely want to help.

If you need to get money quickly, please fill in our online loan application form, or call us for help.

Thinking about an IVA?

If you're thinking about an Individual Voluntary Agreement (or IVA), be aware that these are serious measures that may have a major impact on your future credit rating for years to come.

Before you do anything make an appointment & have a chat with a Celtic Credit Union advisor - you might be surprised at the alternatives that are available to you.