Les Hughes FCCA

On 6th October 2021 Celtic Credit Union received the most devastating news that our Chief Accountant, Les Hughes, had passed away suddenly after a short illness.

Les was an accountant for over 50 years. He became a Chartered Certified Accountant in the early 1970s and within 10 years achieved his Fellowship (FCCA) qualification.  He had extensive experience working in a senior capacity at companies Including Alcoa, Wall Colmonoy and Hyder Consulting.  He joined Neath Credit Union, as it was then called, on 14th November 2006 and was responsible for setting up all our accounting systems and procedures – he, and they, became the financial backbone of our Credit Union.  Throughout the last fifteen years he has ensured that Celtic Credit Union maintained scrupulously accurate accounting practices and was key in the development of CCU into the successful company that it has become today.

Les was more than a colleague.  He was a highly respected and dedicated member of our credit union family, and a very dear friend.  A true gentleman.  He will be very much missed by us all.

Essential IT Upgrade

We are upgrading our IT in order to improve services to all our members.

This means that our Swansea and Port Talbot branches will be closed on Friday 2nd July.

The Neath branch will remain open, as well as our telephone service and online services.

There will be a further closure on Wednesday 7th July.

All branches, telephones and online services will be unavailable on that day.

All services will resume at 9.30am on Thursday 8th July.

We apologise for any inconvenience.

BANK TRANSFERS 09/06/21 – Updated 9.15pm

Update: 09/06/21 @ 9:15pm

Dear Members,

The Lloyds commercial banking situation has been resolved and all payments requested today should be processed accordingly.

Posted: 09/06/21 @ 4.45pm

Dear Members,

Lloyds Commercial Banking is unavailable due to their systems being down.

All Bank transfers requested today have been processed but not released.  We are monitoring this situation and as soon as Lloyds resolve their issues, your payments will be issued.


Bank Holiday 31st May 2021

Dear Members,

All Celtic Credit Union offices will be closed on Monday 31st May 2021 due to the bank holiday.

We will be open as normal on Tuesday the 1st June 2021 from 9.30am – 4.30pm in Neath & Port Talbot

The Swansea branch will be open from 9.30am – 1.00pm on Tuesday 1st June 2021.

Bank Holiday 3rd May 2021

Dear Members,

All Celtic Credit Union offices will be closed on Monday 3rd May 2021 due to the bank holiday.

We will be open as normal on Tuesday the 4th May 2021 from 9.30am – 4.30pm in Neath & Port Talbot

The Swansea branch will be open from 9.30am – 1.00pm on Tuesday 4th May 2021.

Update for 30th April & 12th May 2021

Due to Covid related restrictions, we are unable to carry out the essential IT upgrade that was scheduled for the 30th April & 12th May.
Therefore all branches will be open as normal on these days along with full phone service.
Further updates will be available in the future.
We apologise for the inconvenience.

Important Notice! 30th April & 12th May 2021

We will be carrying out an essential IT upgrade which will improve services to all members.  For us to carry out this essential upgrade we will need to make some changes to our branches.

On the 30th April 2021.

Our branches in Port Talbot and Swansea will be closed all day.

Our branch in Neath will be open as normal from 9.30am – 4.30pm and we will be available as normal on the phones.

On the 12th May 2021

All branches will be closed and the phone service will be unavailable.

We apologise for any inconvenience this may cause.




Virtual AGM Meeting March 4th 2021

Our first virtual AGM took place online on Thursday 4th March at 5.00pm
At this meeting the Chief Executive was able to report positively on the activities of Celtic Credit Union over the last 12 months trading period.  It had been a successful year despite the challenges caused by the Covid-19 Pandemic and ongoing national lockdowns. Celtic Credit Union, despite these very difficult circumstances, had managed to keep all offices open and maintained full membership services.
In addition, The Chief Executive reported on the decision to vary the Annual Membership contribution, and the consequent improvements that this would allow to membership services planned for the coming year.
Celtic Credit Union remains in a strong financial position, and therefore the meeting was able to approve the declaration of a dividend of 0.25% to be paid to members by 31st March 2021.
Other matters which were approved by the membership were:
  • Election of the Board of Directors
  • Election of Auditors WBV Chartered Accountants

Annual General Meeting 4th March 2021

Notice of Annual General Meeting

The AGM of Celtic Credit Union Ltd

(trading as Neath Port Talbot Credit Union and Swansea Bay Credit Union)

will take place on

Thursday 4th March 2021 at 5.00pm


Due to Welsh Government restrictions as a result of the Covid-19 pandemic this meeting will take place online.

If you would like to attend, please email [email protected] quoting your full name, address and membership number

We will then send you a link to join the meeting – this will be emailed to you the day before the AGM.

Only members of CCU (NPTCU and SBCU) are eligible to attend the AGM.

Security Checks

Celtic Credit Union New Security Checks 2021

Beginning on 4th January 2021 we will begin introducing additional security checks on

all transactions

These checks will be fully enforced from

1st February 2021

The additional measures are for your financial security and to protect against fraud. 

Please bear with us on your next visit whilst we introduce and explain these changes.

Christmas opening times

Christmas & New Year Opening Times

 Wednesday 23rd December

Neath and Port Talbot:  9.30am – 4.30pm

Swansea: 9.30am – 1.00pm

Christmas Eve Thursday 24th December :

9.30am – 1.00pm

Christmas Day Friday 25th December :


Saturday 26th December :


Sunday 27th December :


Monday 28th December :


Tuesday 29th December

Neath and Port Talbot:  9.30am – 4.30pm

Swansea: 9.30am – 1.00pm 

Wednesday 30th December

Neath and Port Talbot:  9.30am – 4.30pm

Swansea: 9.30am – 1.00pm

New Year’s Eve Thursday 31st December :

9.30am – 1.00pm

New Year’s Day Friday 1st January :


Saturday 2nd January :


Sunday 3rd January :


Monday 4th January :

Normal Hours Resume

Neath and Port Talbot:  9.30am – 4.30pm

Swansea: 9.30am – 1.00pm


“Loan sharks are increasingly using social media platforms, such as Facebook, Instagram and Snapchat, to advertise their illegal loans and target potential victims. They also use social media community groups and local selling pages,” Sarah Smith of Wales Illegal Money Lending Unit (WIMLU).

WIMLU would always recommend that people who need to borrow money should talk to their local Credit Union about safe and ethical financial products and services.


Change to Annual Membership Fee!

We are changing the way we charge the Celtic Credit Union Annual Membership Fee.

 We will no longer be applying an annual charge at the end of March each year.

 With effect from 1st January 2021 the Membership Fee will be £0.50 per month and this will be charged on the first business day of each month.

 There is no charge for Junior Membership and this will continue to be the case.

 These changes will spread a minimal increase in cost over the entire year and enable us to provide improved services to members.


Thank you.

Swansea Branch Opening Times – 2nd November 2020


With effect from

Monday 2nd November 2020

this branch will close at 1.00pm


Opening hours will be:

Monday to Friday – 9.30am to 1.00pm


This is a temporary measure and we apologise for any inconvenience it may cause.


We will review this decision as soon as we are able to.


Branches in Neath and Port Talbot will remain open until 4.30pm.


Thank you for your understanding.